Sustainability-Related Disclosures

Sustainability-Related Disclosures

In accordance with the Sustainable Finance Disclosure Regulation (‘SFDR’) 2019/2088 (EU), when providing insurance-based investment products (IBIPs), we do not currently integrate sustainability risks into our insurance advice, and we do not currently consider in our insurance advice, the adverse impacts of investment decisions on sustainability factors.

Currently, we only offer IBIPs provided by Acorn Life DAC. Acorn Life DAC do not currently integrate sustainability risks in the investment decision process and do not currently assess the adverse impact of investment decisions on sustainability factors as part of investment due diligence or disclose the outcome of such an assessment to investors.

HSBC Global Asset Management and Mercer Global Investments Europe Limited, through which Acorn Life DAC outsource the fund management of their investment funds (other than the Deposit Fund), have made disclosures in relation to the SFDR available on their websites.

This position will remain under review. If Acorn Life DAC decides to extend the investment funds offering to include sustainable investments, we may then consider adverse impacts of investment sustainability factors as part of insurance advice.

Remuneration Policies

Ask Acorn’s remuneration policy is consistent with the integration of sustainability risks including regular evaluation of whether the remuneration architecture does not encourage any inappropriate risk taking.

Ask Acorn Agency remuneration policy (for our tied-insurance intermediaries) is consistent with the integration of sustainability risk including regular evaluation of whether the remuneration architecture does not encourage any inappropriate risk taking.

Update to Disclosures

This disclosure document was updated and amended on March 19th, 2025.   This update occurred to reflect Ask Acorn’s Remuneration Policy and Ask Acorn’s Agency Remuneration Policy.